If you've recently filed a Chapter 7 or Chapter 13 bankruptcy case, you're probably wondering what to expect at your upcoming Meeting of Creditors (also called a "341 Meeting," or a "Section 341 Meeting").   So long as you've completely and accurately disclosed your assets and liabilities, this m...

Michigan has a statute of limitations on debt collection of six years (with certain, limited exceptions).  Say you have a balance on a credit card, fall on hard times, and six years goes by without a) you making a payment on the account, or b) the creditor filing a lawsuit against you.  Under Mic...

No one likes to receive a call or letter from a debt collector.  But if they're calling you, or worse yet, they're calling your family, your neighbors, your employer, here's what you do.  First, understand that you have rights under both state and federal laws.   Second, follow the advice of the...

A former bankruptcy client called the other day - a single mom, struggling to work and raise her young kids.  She sounded scared, but she told a story I've heard so many times before.  She'd just hung up with a bil...